Are you looking for accommodation but don't have a physical guarantor? This article is for you! We present a number of advantageous home insurance policies for students. These will help you find your accommodation with complete peace of mind. In this article, I'm not going to talk about the visale guarantee, which is free and conditional on obtaining a residence permit, as I've already done so in the article on the steps involved in finding accommodation, to which you'll find the link below: First application for a student residence permit in France: Complete Guide 2025. This article therefore focuses solely on the best rental guarantors. Enjoy your reading!

	Garantme	Cautioneo	Smartgarant
Features	- Flexible termination without income conditions – File processed within 24h - 3% of annual contribution rent - Personalized support in the customer's language.	- Access to Lokeo, a housing ad site. - File processed within 48 hours – 2.9% of annual contribution - Special student rate with 15% savings	– Accompagnement dans la recherche de logement – Accessible aux étudiants étrangers sans condition de nationalité – Paiement après la signature du bail – 3% du loyer annuel de cotisation
Documents	- Identity document - Student card or valid school certificate - Letter of admission (accepted)	- Identity document - Student card or valid school certificate - Letter of admission (accepted)	- Identity document - Student card or valid school certificate - Letter of admission (accepted)
Registration steps	1- Fill in the online form and download the supporting documents 2- Receive your certificate of eligibility within 24 hours 3- Présentation du certificat au propriétaire 4- Signature du bail et paiement des frais de service	1- Free online eligibility test (less than 3 minutes) 2- Providing supporting documents online 3- File analysis by Cautioneo 4- Obtaining the warranty certificate	1- Fill in an online questionnaire to obtain a rent estimate 2- Submit supporting documents 3- Get your free SmartGarant certificate 4- Use the certificate to support your application to homeowners
Subscription link	https://app.garantme.fr/fr/installeasy	https://parrainage.cautioneo.com/ouattaras-13	https://www.smart-garant.com/en/partners/installeasy

Contactez team@installeasy.com pour obtenir un accompagnement gratuit et bénéficier d’un mois gratuit de garantie logement avec SmartGarant !

1- GarantMe: your guarantor to simplify your rental

GarantMe was created in December 2017 by two HEC Paris graduates who encountered difficulties in their housing search due to a lack of a guarantor. GarantMe therefore offers a rental deposit solution specially designed for French and international students:

Main features

• Rental deposit service
• Service charge: 3.5% of annual rent (all charges included)
• Payment only on signature of rental contract

Advantages

• No income requirement for students
• No age limit for international researchers
• Cases processed within 24 hours
• Coverage of up to €36,000 rent, with no deductible or waiting period
• Accompaniment by an English-speaking consultant or in your language

How do I subscribe?

Go to this link :

Process

1. Fill in the online form and download the supporting documents
2. Certificate of eligibility within 24 hours
3. Presenting the certificate to the owner
4. Lease signature and payment of service charges

Required documents

• Identification
• Student card or valid school certificate
• Letter of admission (accepted)

Don't hesitate to subscribe now:

2- SmartGarant: the 2.0 guarantor that boosts your rental file!

SmartGarant is a 100% digital guarantor that facilitates access to renting for all, while protecting the landlord free of charge.
The service is a reversed GLI Premium, at the tenant's expense, open to all types of tenants (students, freelancers, expatriates, intermittents, CDDs, temps, CDIs, etc.).... Here are some interesting points to bear in mind for students:

Main features

• Fast, 100% online process
• Suitable for students (foreign or otherwise) looking for accommodation even without a physical guarantor
• File analysis and certification in less than 24 hours
• Accessible to foreign students, regardless of nationality
• A deposit of around 3% of the annual rent

Benefits for foreign students

• More flexible selection criteria than traditional guarantees
• SmartGarant is ideal if you don't have a physical guarantor
• No income requirement for students
• Free service until lease is signed
• Assistance in finding accommodation

Subscription process

If you would like to obtain a rental deposit from SmartGarant, please visit this site:

Once on the site, you must :

1. Remplir un questionnaire en ligne pour obtenir une estimation de loyer
2. Submit supporting documents
3. Get your free SmartGarant certificate
4. Use the certificate to support your application to landlords

Required documents

• Student card or valid school certificate
• ID (passport for foreign students)
• Letter of admission (accepted)

3-Cautioneo: an alternative to the physical guarantor

Cautioneo is a French start-up founded in 2018 that offers innovative solutions to make property rental easier and more secure. Here are the different aspects of their offer for students:

Main features

• Rental guarantee for French and international students
• 100% online process
• File analyzed and certified in less than 48 hours

Pricing

• Annual contribution: 2.90% of rent including charges
• Monthly contribution: 3.50% of rent including charges
• Tarif réduit « spécial étudiant » avec 15% d’économie

Advantages

• No income requirement for students
• All types of income taken into account (referent's wages, savings, CAF, etc.)
• Consolidated and secure file
• Team of experts to support candidacy with owner

Process

Visit this site:

1. Free online eligibility test (less than 3 minutes)
2. Providing receipts online
3. File analysis by Cautioneo
4. Obtaining a warranty certificate

Additional services

• Access to Lokeo, a platform of ads from partner owners and agencies

Choose Cautioneo and benefit from the “special student” offer and save 15%! :

A roundup of the best rental guarantors

• Garantme : une garantie en 1 jour ouvré
• SmartGarant : garantie 100% digital et pensée pour les étudiants 
• Cautioneo warranty accessible to all