You've just arrived in France and don't know which bank to choose to open an account? Looking for the bank with the best offers for students? Looking for the bank that offers the best student loans? If you're asking yourself all these questions, or have need to open a bank accountthis article will offer you an in-depth comparison of the various bank offers, chosen on the basis of their reputation as the best bank for students. Don't hesitate to click on the various links to open your account, as this will enable us to continue offering you quality content free of charge that you won't find anywhere else. Happy reading!!!
| SG | BNP | LCL | Boursobank | |
|---|---|---|---|---|
| Offer for students | SOBRIO OFFER | ESPRIT LIBRE INITIATIVE | LCL ETUDIANT | 100% online |
| Opening fees | 0€ | 0€ | 0€ | 0€ |
| Features | - 80 welcome bonus - Customizable bank card and checkbook - Account opening in 20 minutes – Assurance habitation | - 80 welcome bonus - Bank card and cheque book - Home and other insurances if required | - Bank card at €5/month after 4 free years – Jusqu’à 120€ offerts à l’ouverture - Low-cost supplementary health insurance | - Up to €220 free on opening - Free bank cards - 3 free accounts |
| Additional servcies | - Use your card abroad at no extra cost - A dedicated advisor available 24/7 - Free account management on the SG CONNECT App | - Student loans available - Unlimited withdrawals - Account management on the BNP App | - 0% student loan up to €5,000 - 300€ overdraft facility available - Possibility of a rental guarantor for students looking for accommodation | - Many special offers - Direct investment in the stock market - Refer a friend and earn €80 per referral - Site creation in 5 minutes |
| Required documents | - Identification (visa, residence permit, etc.) - Proof of address less than 3 months old - A school certificate or student card. | - Identification (visa, residence permit, etc.) - Proof of address less than 3 months old - A school certificate or student card. | - Identification (visa, residence permit, etc.) - Proof of address less than 3 months old - A school certificate or student card. | - Residence permit or passport with long-stay visa. - RIB in your name and home address. - You must make a 1st deposit to qualify for the bonus! |
| Process | - Fill in the form - Submit documents online - Sign online - Activate your account within 48 hours | - Fill in the form - Submit documents online - Sign online - Activate your account within 24 hours | - Fill in the form - Submit documents online - Sign online - Activate your account within 24 hours | - Fill in the online form - Upload your documents and sign - Make your first deposit and receive your bonus |
| Link to open an account | Ouvrir un Compte SG | Ouvrir un Compte BNP | Ouvrir un Compte LCL | Ouvrir un Compte Boursobank |
1- SG: an offer adapted to foreign students!
La SG propose des offres attractives pour les étudiants étrangers souhaitant ouvrir un compte bancaire. Une offre principale s’adresse aux étudiants :
SOBRIO Offer
Sobrio is a banking offer with essential services: a payment card, insurance, zero account maintenance fees and benefits. You're covered in the event of theft or loss of your keys and papers, and fraudulent use of your means of payment. Your insurance extends the manufacturer's warranty by 2 years in the event of breakdown of your household appliances, computers, hi-fi and/or video equipment. Sobrio also enables you to take advantage of our international offer for students who will be working or doing an internship/double degree/exchange abroad. This offer allows you to use your bank card at no extra cost, and to raise your payment limit!
Why choose SG?
- You benefit from an interest-bearing current account
- You can open an account with no initial deposit
- Horizon bank card and checkbook included.
- Customizable card. You can add a photo of your favorite manga character, for example, which is really practical!
- The SG CONNECT mobile application for online management
- 18-24 year olds get €80 free when opening their first account
- Free account management. You can check your balance via the app at any time, free of charge.
- International option available for studies abroad
- Access to cheaper student loans
- You benefit from an advisor with a proven track record of responsiveness
How do I open an SG account?
Bonne nouvelle ! Vous pouvez ouvrir votre compte SG depuis chez vous en ligne en 15 minutes. Pour cela, vous aurez besoin :
- Valid proof of identity (visa, residence permit, etc.)
- Proof of address less than 3 months old
- A school certificate or student card.
Then follow the link below:
Further information
Creating an account is easy: just fill in the online form, provide the above-mentioned documents and sign electronically (all you have to do is write your name). Your account will be activated within 24 hours.
If you're looking for a bank that's easy to manage and easy on the wallet, SG is the bank for you!
2- The BNP PARIBAS offer
BNP Paribas has a network of almost 2,000 branches throughout France, as well as an online branch. It offers several products, including the “Esprit Libre Initiative” student offer for 18-24 year-olds and “Esprit Libre Référence” for over-25s.
Services included
- Un compte courant
- A bank card of your choice
- Access to online banking services
- Insurance (such as BNP Paribas Sécurité)
- Unlimited cash withdrawals in the euro zone
- Free standing orders (2 per year for certain packages)
- 80€ free when you open a bank account
- Student loans available
Create your BNP Paribas account
You can open a BNP account online in 20 minutes. All you need is :
- Valid proof of identity (visa, residence permit, etc.)
- Proof of address less than 3 months old
- A school certificate or student card.
Then follow the link below:
Please note
To create an account, follow these steps once you're on the site: fill in the online form, provide the documents listed above and sign electronically (you'll just have to write your name). Your account will be activated within 24 hours.
3- LCL: a bank for students
LCL is one of the banks with the most partnerships with higher education establishments. In addition, LCL offers a specific banking package for students called “LCL Etudiant”, with the following features:
- Free bank card for 4 years (Visa Premier LCL €5/month thereafter)
- 300 overdraft facility for students at partner schools
- Solution Etudes” student loan with preferential terms (up to €5,000 at 0%).
- Home insurance for students
- Rental deposit
- Supplementary health insurance for students
- Up to €120 free on opening
How do I open an LCL account?
Opening an LCL account can be done online, in a branch or on the LCL app in 20 minutes. All you need is :
- Valid proof of identity (visa, residence permit, etc.)
- Proof of address less than 3 months old
- A school certificate or student card.
Then follow the link below:
4- Boursobank: the 100% online bank
BoursoBank, formerly known as Boursorama Banque and an offshoot of SG, is a leading online bank in France, offering a full range of banking and financial services. Quite simply, it is the cheapest bank in France for the 13th year running. Here are the different Boursobank offers:
- Welcome bonus of up to €220 on account opening
- 100% mobile management via the BoursoBank application
- Access to savings offers such as the Livret Jeune for 12-25 year-olds
- 3 accounts with no income requirements
- Numerous promotions to pamper customers
- Free bank cards
How to open a Boursobank account
- Fill in the online form
- On the website with the following link
- Provide your personal information
- Choose your card type (Welcome, Ultim or Ultim Metal)
- Sign the account agreement electronically
- 100% digital signature
- Fast and secure
- Download receipts
- Identity card, passport or resident card
- RIB in your name and address
- Documents can be photographed via the application
- Making your first deposit
- Minimum bid amount :
- Welcome: €50
- Ultim: €300
- Metal: €500
Prerequisites
- Be of age
- Be domiciled in France for tax purposes
- You must not be prohibited from banking
- A bank account in the European Economic Area
Total duration: about 5 minutes
Useful to know!
Vous aurez besoin d’un compte bancaire classique et souvent du titre de séjour pour les visas court séjour avant de pouvoir ouvrir un compte boursobank.
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